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HAVE THE ALBANIAN SMEs THE POSSIBILITY TO PROTECT AGAINST RISK?
Lorenc Koçiu; Romeo Mano; Irena Boboli, Albania

EVALUATION OF THE STUDENTS’ EXPECTATIONS FOR AN EDUCATIONAL INSTITUTION USING QUALITY FUNCTION DEPLOYMENT METHOD
Eylem Koç, Turkey

DOES CORPORATE GOVERNANCE AFFECT FINANCIAL PERFORMANCE IN THE BANKING SECTOR? EVIDENCE FROM SAUDI ARABIA
Ashraf Al-Sahafi; Marcus Rodrigs;Lisa Barnes, Australia

SOCIAL MEDIA AS A TOOL FOR THE REALIZATION OF MARKETING OBJECTIVES OF HIGHER EDUCATION INSTITUTIONS IN BOSNIA AND HERZEGOVINA
Ermina Smajlović; Alma Kamarić; Ahmet Sinanagić, Bosnia and Herzegovina

REVIEW OF HETERODOX VIEW ON THE DECISION MAKING UNDER UNCERTAINTY
Yasushi SUZUKI, Japan

CHEAP LABOR REPLACES EXPENSIVE LABOR LIKE PHENOMENA: GRESHAM’S LAW vs. COST REDUCTION
Balaji Janamanchi, USA

THE EFFECTS OF ENTREPRENEURIAL AND FIRM CHARACTERISTICS ON PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES IN PRETORIA
Gloria Mothibi, South Africa

TESTING THE VALIDITY OF OPTIMAL CAPITAL STRUCTURE THEORY IN NIGERIAN LISTED OIL FIRMS
Micheal O. Oke; Adefemi A. Obalade, Nigeria

ECONOMIC DEVELOPMENT AND ENVIRONMENTAL QUALITY IN ALBANIA: AN ECONOMETRIC APPROACH
Anita GUMENI; Klodiana GORICA; Ornela SHALARI, Albania

GROWTH AND CONSTRAINT ANALYSIS OF MICRO AND SMALL SCALE AGRO ENTERPRISES IN ACCRA, GHANA
Edinam Dope Setsoafia; Joshua Aboah; Danso- Abbeam Gideon, Ghana

ECONOMIC EDIFICE, URBANISATION AND RURAL EDUCATION IN DEVELOPING COUNTRIES
Viktor Jakupec; Bernd Meier, Australia/ Germany

CORPORATE INTERNATIONAL DIVERSIFICATION, EXCHANGE RATE EXPOSURE, AND FIRM VALUE: AN ANALYSIS ON UNITED KINGDOM MULTINATIONALS
Md. Iftekharul Islam Bhuiya; Emran Ahmed; Md. Enamul Haque, Bangladesh

OBSTACLES TO TECHNOLOGICAL INNOVATION IN THE SERVICE SECTOR: THE CASE OF MENA COUNTRIES FIRMS BASED IN CHINA
Othman Abada; Zaur Hasanov; Asma Benzazoua Bouazza, China

AN APPRAISAL OF ACCOUNTING METHODS ADOPTED BY COMPANIES IN KINGDOM OF SAUDI ARABIA
Saleh A. Almahmoud; Shahid Husain; Mohammed Arshad Khan, Saudi Arabia

ENTREPRENEURIAL ORIENTATION AND FIRMS’ PERFORMANCE: THE CASE OF TUNISIAN COMPANIES
BCHINI Belgacem, Tunisia

REDUCING LOAN DEFAULT RATE AMONG MICROFINANCE INSTITUTIONS (MFIs) IN GHANA THROUGH INNOVATIVE PRODUCT DESIGN, DELIVERY AND EFFICIENT LOAN MANAGEMENT
Augustine Damptey Owusu; Amos Oppong; Doris Agyeiwaa; Lucille Abruquah, China

FACTORS INFLUENCING PERFORMANCE OF MORTGAGE FINANCING AMONG COMMERCIAL BANKS IN KISII TOWN, KENYA
Jared Ondong’i Makori; Florence Memba, Kenya

THE DE-INDUSTRIALIZATION OF BULAWAYO MANUFACTURING SECTOR IN ZIMBABWE: IS THE CAPITAL VACUUM TO BLAME?
Leonard Mbira, Zimbabwe

OVERVIEW OF HALAL PRODUCTS AND SERVICES IN MALAYSIA AND GLOBAL MARKET
Mohamad Idham Md Razak; Zainab Alias; Iwani Hazlina Abd. Samad; Roszi Naszariah Nasni Naseri; Nurul Zamratul Asyikin Ahmad; Farrah Nadia Baharuddin, Malaysia

THE ROLE OF FORMALITY, KNOWLEDGE SHARING CULTURE AND ICT INFRASTRUCTURE IN FACILITATING KNOWLEDGE MANAGEMENT MEASURES
Foad Shakouri Ganjavi; Fateme Firoozi Nia; Ali Reza Roohazad; Taghi Mahallati, Iran

MEASURING CORPORATE IMAGE AND PROFITABILITY FROM THE PERSPECTIVE OF COMPREHENSIVE INCOME AND SOCIAL COST REPORTING: A SURVEY OF QUOTED COMPANIES IN NIGERIA
Bariyima D. Kiabel; Kereotu James Oyadonghan, Nigeria

EMPLOYEE’S COMPETENCY AND ORGANIZATIONAL PERFORMANCE IN THE PHARMACEUTICAL INDUSTRY: AN EMPIRICAL STUDY OF PHARMACEUTICAL FIRMS IN GHANA
Antwi John Osei; Owusu Ackah, China

ORGANIZATIONAL SOLUTIONS LEARNING AND CHANGE: A SHORT CASE STUDY ON INTEL
Tolu Igbalajobi, USA

EMPOWERING SMALL AND MEDIUM ENTERPRISES (SMES) TO HARNESS PUBLIC PROCUREMENT OPPORTUNITIES: EXPERIENCE FROM MWANZA TANZANIA
Faustine Peter Panga; Isaac Kazungu, Tanzania

STUDYING THE EFFECTS OF BRAND EQUITY ON THE CONSUMERS RESPONSES IN THE SERVICE MARKETS
Abbas Monavvarian; Naser Asgari; Adel Roustaei Hoseinabadi, Iran

ESTIMATING THE IMPACT OF THE COMPONENTS OF PUBLIC EXPENDITURE ON ECONOMIC GROWTH IN NIGERIA (A BOUND TESTING APPROACH)
Ogbuagu Matthew I.; Ekpenyong Udom I., Nigeria

OVERVIEW OF SERVICE QUALITY PROVIDED BY JABATAN AGAMA ISLAM WILAYAH PERSEKUTUAN IN MALAYSIA
Asfarina Kartika Shakri; Mohamad Idham Md Razak; Harniyati Hussin; Zaiton Mahmud; Nurul Zamratul Asyikin Ahmad; Siti Rosnita Sakarji, Malaysia

NEGOTIATION SITE SELECTION AND ITS IMPACT ON THE OUTCOME OF PURCHASER-SUPPLIER AGREEMENTS
Nyile Erastus Kiswili; Mercy Wambui Mwithiga; Bellah Chepkulei; Mwakaya Mwanasiti Omar, Kenya

THE IMPACT OF COMPREHENSIVE INCOME REPORTING ON FINANCIAL PERFORMANCE OF GHANAIAN FIRMS WITH PUBLIC ACCOUNTABILITY
Iddrisu Mohammed Ngmenipuo; Osman Issah, Ghana

REDEFINING THE THEORY OF DEPENDENCY
Abidemi Oyegoke Lalude, Nigeria

THE IMPACT OF E-BANKING ON EMPLOYEES JOB SECURITY AN EMPIRICAL STUDY ON SAUDI NATIONAL BANKS
Abdullah Attia AL-Zahrani; Ahmad Aref Almazari, Saudi Arabia

ASSESSMENT OF THE RELATIONSHIP BETWEEN EMPLOYEE MOTIVATION AND EMPLOYEE PERFORMANCE AT A BANK IN GHANA
Gerald Dapaah Gyamfi, Ghana

THE ROLE OF SERVICE QUALITY AND RELATIONSHIP MARKETING IN HOSPITALITY INDUSTRY
Anahita Naderian; Rohaizat Baharun, Malaysia

FACTORS AFFECTING UPTAKE OF NATIONAL HOSPITAL INSURANCE FUND AMONG INFORMAL SECTOR WORKERS: A CASE OF NYATIKE SUB-COUNTY, KENYA
Eunice Nyaboke Nyorera; Walter Okibo, Kenya

FIGHTING POVERTY AND HUNGER IN NIGERIA FOR SUSTAINABLE ECONOMIC DEVELOPMENT
Idoko Cletus Usman; Ibrahim Yusufu; Emmanuel Agenyi, Nigeria

THE COMPARISON OF THE CHINA AND JAPAN ON THE ATTRACTING FOREIGN DIRECT INVESTMENT
Dong-Fei XUE, China

CUSTOMER ORIENTATION IN THE ZIMBABWE STEEL MANUFACTURING SECTOR: DOES BUSINESS PERFORMANCE DEPEND ON IT OR IS IT VICE-VERSA?
Njovo Munodawafa; Makacha Caroliny, Zimbabwe

FACTORS AFFECTING UTILIZATION OF ELECTRONIC TAX REGISTERS (ETRs) IN SMALL & MEDIUM ENTREPRIES IN KENYA: A CASE OF NAIROBI CBD
Peter Mutisya Mativo; Willy Muturi; Andrew Nyang’au, Kenya

REDUCING THE RATE OF POVERTY IN TAMALE METROPOLIS: THE ROLE OF SMALL AND MEDIUM ENTERPRISES
Adams Issahaku; Abudu Abdul-Ganiyu; Ayaric Sophia, Ghana

OPERATIONAL RISK MANAGEMENT AND THE FINANCIAL SECTOR DEVELOPMENT: AN OVERVIEW
Festus M Epetimehin; Obafemi Fatoki, Nigeria

EVALUATING TEACHERS OF ADULT LEARNERS IN REFLECTIVE PRACTICE
John Kwame Boateng; Caleb Boadi, Ghana

BIG DATA AND BUSINESS SUPPORT: STRATEGIES AND CHALLENGES
Wambugu G. Mariga; Obwaya Mogire; Kimani Charity; Irene Wambui; Michael Loki, Kenya

STUDENTS PERSPECTIVE ON THE COMPETENCY BASED TRAINING PROGRAMME IN TAMALE POLYTECHNIC, GHANA
Aboko A.; Obeng F. K., Ghana

TEACHERS’ PERCEPTION ON ASSESSMENT STRATEGIES FOR CONTINUING EDUCATION
John Kwame Boateng; Caleb Boadi, Ghana

ASSESSMENT OF THE LEVEL OF FINANCIAL LITERACY AND ECONOMIC BEHAVIOUR AMONG COLLEGE STUDENTS IN BOTSWANA
Christian MBEKOMIZE; Mogotsinyana MAPHARING, Botswana

ALTERNATIVE ENERGY SOURCE TO OIL IN THE GLOBAL COMMUNITY
Goke Lalude, Nigeria

THE EFFECT OF DEMOGRAPHIC CHARACTERISTICS OF SMALL AND MEDIUM ENTREPRENEURS ON TAX COMPLIANCE IN THE TAMALE METROPOLIS, GHANA
Stephen Kwadwo Antwi; Abdallah Mohammed Inusah; Kasim Hamza, Ghana

RELEVANCE, CONFUSION, ENTERTAINMENT AND SKEPTICISM TOWARDS ADVERTISING
Rafique Ahmed Khuhro; Qasim Ali Qureshi; Asad Afzal Humayon; Muhammad Nauman Yasin; Fahim Javed, Pakistan

IMPACT OF HIV AND AIDS ON AGRICULTURAL PRODUCTION IN SWAZILAND: STRATEGIES FOR MITIGATION
Micah B. Masuku; D. Kibirige; Ajay. S. Singh, Swaziland

INFLUENCE OF POSITIVE CREDIT INFORMATION SHARING DETERMINANTS ON THE FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA: A SURVEY OF COMMERCIAL BANKS IN KISII TOWN
Evelyne Kiage; Festus Muema Musyoka; Muturi Willy, Kenya

CARTELIZATION OF AUTOMOBILE ELECTRICAL BUSINESSES: A VERITABLE TOOL FOR NIGERIA’S ECONOMIC TRANSFORMATION
John O. Ohiorenoya, Nigeria

ECONOMIC INTEGRATION AND NEIGHBORHOOD ECONOMIES: A CASE OF THE ARAB MAGHREB UNION
Adnen OUESLATI, Tunisia

FINANCIAL LITERACY AND ITS IMPACT ON LOAN REPAYMENT BY SMALL AND MEDIUM ENTERPRENUERS
Harrison Kinyua Mutegi; Phelista W. Njeru; Nyamboga Tom Ongesa, Kenya

FROM RURAL BANKS TO URBAN BANKS: WHY DO RURAL BANKS MOVE TO URBAN AREAS IN EMERGING ECONOMIES?
Patrick Kwashie Akorsu; Anthony Adu-AsareIdun; Joshua Addo, Ghana